WHAT WE DO
Mainstay's Real Estate Umbrella Program
features:
*Same Day Quote
Turn-Around*
*A Rated, Amitted
Carriers*
*Flexibile Underwriting Guidelines*
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Real Estate Umbrella Program
Mainstay's umbrella product caters to commercial and habitational buildings. Eligible classes include: Apartments, Condominiums, Retail Centers, Office Buildings and Warehouse Properties.
| Company: | A XV Carriers |
| Coverage A: | Excess Follow Form Liability |
| Coverage B: | Umbrella Liability |
| Limits Available: | $5M, $10M, $25M, $50M & $100M |
| Self Insured Retention: | $10,000 (Coverage B Only) |
| Highlights: |
| NO SHARED LIMITS |
| Aggregates Per Locations |
| No Exclusion for Property Manager |
| No Assult / Molestation Exclusion |
| Defense Costs Outside the Limits |
Applications:
Real Estate Umbrella Application
| Coverage: | Underlying Requirements: |
| Specified Named Insured Endorsement: | Same as Underlying GL |
| Follow Form General Liability: | $1,000,000 Per Occurrence |
| Follow Form Employee Benefits Liability: | $1,000,000 |
| Follow Form Automobile: | $1,000,000 Per Occurrence |
| Employers Liability: | $500,000/$500,000/$500,000 |
| Follow Form Liquor Law Liability: | $1,000,000 |
| Certified Acts/ Non Certified Terrorism: | $1,000,000 |
| Follow Form Products/Completed Operations: | $1,000,000 |
| Follow Form D&O for Associations | $1,000,000 Per Occurrence |
| Applicable Endorsements: |
| Named Insured Endorsement |
| Absolute Pollution Following form with Hostile Fire Exception |
| Following Form Aggregate Per Location |
| Lead Exclusion - Coverage A & B |
| Care, Custody Or Control Exclusion |
| Earth Movement or Subsidence Exclusion |
| Fungus Liability Exclusion |
| Certified Act of Terrorism Retained Amount Provisions -Coverage B |
| Products-Completed Operations Aggregate Endorsement |
| Master Policy Term Endorsement |
| Errors and Omissions Exclusion (Real Estate Agent; Property Mgr) |
| Designated Operation or Work Performed Exclusion (Contractors) |
| Disclosure of Terrorism |